Traveling is something that most people wish they had more time to do. It’s an amazing way to not only see new places in the world, but to learn about yourself through new experiences and meeting different people. If you’re struggling with money and can not afford to travel it may be worth it to look into the possibility of acquiring a home equity loan through BB&T. Whether you’re visiting a new place in your own country or venturing to a completely foreign land, traveling ignites a sense of excitement as you take off in the plane. Everyone knows that traveling takes a good deal of preparation if it’s going to go off smoothly. You wouldn’t just head to the airport without packing a bag, if you’re planning to stay for any length of time! Likewise, you wouldn’t leave home without your passport if you planned to leave the country.
So it’s important to make these same considerations when thinking about how you’re going to access your money on vacation. It’s something you want to prepare for because the last thing that you want to happen is to be away from home and have an issue accessing money. This can be a major inconvenience and is very preventable with some preparations. So here are some common ways that you can access money while on vacation.
You can use your debit card to withdraw money from an ATM anywhere in the world. But you must make one important step first: call your bank to let them know you will be traveling. You need to tell them which countries you will be in and the approximate dates you will be there. Otherwise, if you don’t tell them and try to take out money anyway, the bank may put a hold on your card and you will be out of luck, with no money. Check with your bank to see what their international fees are for withdrawing from an international ATM. Of course this only applies if you are traveling out of your home country. Keep in mind that the ATM might charge a fee that will go on top of the one charged by your bank.
It’s a good idea to carry a few credit cards with balance on them with you when you travel. Even if you don’t plan to use them regularly, they can be used in an emergency if you lose your debit card or access to your money. Make sure your credit cards have a high enough limit that you could charge a plane ticket home in case of emergency.
Occasionally, the unfortunate does happen and you find yourself without access to money. Maybe you left your debit card in an ATM machine somewhere, or maybe your wallet or purse was stolen. In any case, you need cash and you don’t have access with your cards. Here is where a money transfer comes in. You can visit www.transfast.com to learn more about how a money transfer can work for you. Basically, you contact a friend or family member back home who will wire you the funds for you to pick up where you are. This is a great option in any emergency kind of situation.